February 2016

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Financial+PlanningThe Certified Financial Planner (CFP) Board of Standards certifies financial planners. To check the status of a certified monetary planner and for a guide to choosing the appropriate individual for you, visit the CFP Board of Standards site Also, there are several associations to help you uncover a member in your location, such as the Financial Organizing Association (FPA) and the National Association of Monetary Advisers (NAPFA).

The use of option economic solutions (AFS), such as auto title loans, payday loans, pawnshops, rent-to-own loans, and tax refund advances, represents an additional substantial supply of brief-term debt. More than two-in-five Millennials in the study relied on AFS at least once throughout the five years prior to the survey. These turning to these solutions are not often low earnings: Much more than a quarter of Millennials with annual household revenue larger than $75,000—four times the poverty level for a regular household of three—have employed AFS.

Dr. Ron A. Rhoades is an Assistant Professor of Finance and Director of the Financial Planning Plan, Gordon Ford College of Enterprise, Western Kentucky University, in Bowling Green, Kentucky. More than the past decade he has undertaken substantial legal investigation and writing with regards to the fiduciary standard of conduct, as applied to investment and financial advisors. Dr. Rhoades is a frequent speaker on the fiduciary common at monetary planning and investment market conferences.

Assisting to safe your children’s future can start the day they are born. The earlier you start the significantly less you have to pay but it really is never ever too late to commence placing away for their dreams. We’ll assist you evaluate the acceptable possibilities for funding your child’s college education with accurate estimates of the money you’ll need to cover the continuously rising tuition expenses.